Editorial Picks · 2026

Our Top Recommendations in North Carolina

Lowest Premium Humana Gold Plus H1036-137 (HMO-POS) $0.00/mo

Most Drugs Covered Troy Medicare (HMO) 1,089 drugs

Rankings based on 2026 CMS.gov data. How we rank plans →

Best Medicare Part D Plans 2026 in North Carolina

Rankings updated on April 2026 — based on official CMS data

Independent rankings based on 2026 CMS data. Showing plans available in North Carolina. Compare plans by premium, star rating, and drug coverage.

Lowest Premium Plans

Ranked by monthly premium, lowest first. A low premium doesn't guarantee the lowest total cost — also compare deductible and drug-specific copays.

#	Plan Name	Monthly Premium	Annual Deductible	Star Rating
1	Humana Gold Plus H1036-137 (HMO-POS)	$0.00/mo	$350.00	—	View Plan
2	Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP)	$0.00/mo	$615.00	—	View Plan
3	Humana Gold Plus H1036-233 (HMO-POS)	$0.00/mo	$350.00	—	View Plan
4	Humana Gold Plus - Diabetes and Heart (HMO C-SNP)	$0.00/mo	$450.00	—	View Plan
5	Humana Gold Plus Giveback H1036-318 (HMO-POS)	$0.00/mo	$450.00	—	View Plan
6	Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP)	$0.00/mo	$615.00	—	View Plan
7	Humana Gold Plus H1036-335 (HMO-POS)	$0.00/mo	$250.00	—	View Plan
8	Humana Gold Plus H1036-335 (HMO-POS)	$0.00/mo	$250.00	—	View Plan
9	UHC Dual Complete NC-S001 (PPO D-SNP)	$0.00/mo	$615.00	—	View Plan
10	UHC Dual Complete NC-S2 (PPO D-SNP)	$0.00/mo	$615.00	—	View Plan
11	Wellcare Simple Open (PPO)	$0.00/mo	$615.00	—	View Plan
12	Wellcare Dual Liberty Open (PPO D-SNP)	$0.00/mo	$395.00	—	View Plan
13	Wellcare Giveback Open (PPO)	$0.00/mo	$615.00	—	View Plan
14	AARP Medicare Advantage from UHC NC-0001 (PPO)	$0.00/mo	$440.00	—	View Plan
15	AARP Medicare Advantage from UHC NC-0017 (PPO)	$0.00/mo	$600.00	—	View Plan
16	HealthTeam Advantage Diabetes & Heart Care (HMO C-SNP)	$0.00/mo	$300.00	—	View Plan
17	Aetna Medicare Signature (HMO)	$0.00/mo	$615.00	—	View Plan
18	Aetna Medicare Dual (HMO D-SNP)	$0.00/mo	$615.00	—	View Plan
19	Aetna Medicare Signature (HMO)	$0.00/mo	$615.00	—	View Plan
20	Aetna Medicare Prime (HMO)	$0.00/mo	$615.00	—	View Plan

Most Drugs Covered

Plans with the largest formularies. A bigger formulary increases the chance your specific medications are covered.

#	Plan Name	Drugs Covered	Monthly Premium	Star Rating
1	Troy Medicare (HMO)	1,089	$0.00/mo	—	View Plan
2	Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP)	1,089	$0.00/mo	—	View Plan
3	AmeriHealth Caritas VIP Care (HMO D-SNP)	1,071	$0.00/mo	—	View Plan
4	Aetna Medicare Signature (HMO)	1,055	$0.00/mo	—	View Plan
5	Aetna Medicare Dual (HMO D-SNP)	1,055	$0.00/mo	—	View Plan
6	Aetna Medicare Signature (HMO)	1,055	$0.00/mo	—	View Plan
7	Aetna Medicare Value Plus (HMO)	1,055	$32.20/mo	—	View Plan
8	Aetna Medicare Prime (HMO)	1,055	$0.00/mo	—	View Plan
9	Aetna Medicare Signature Care (HMO)	1,055	$0.00/mo	—	View Plan
10	Aetna Medicare Full Dual Care (HMO D-SNP)	1,055	$0.00/mo	—	View Plan
11	Aetna Medicare Chronic Care (HMO C-SNP)	1,055	$0.00/mo	—	View Plan
12	Aetna Medicare Enhanced (HMO)	1,055	$63.00/mo	—	View Plan
13	Aetna Medicare Chronic Care Value (HMO C-SNP)	1,055	$36.20/mo	—	View Plan
14	Aetna Medicare Signature (PPO)	1,055	$0.00/mo	—	View Plan
15	Aetna Medicare Enhanced (PPO)	1,055	$21.00/mo	—	View Plan
16	Aetna Medicare Enhanced (PPO)	1,055	$20.00/mo	—	View Plan
17	Aetna Medicare Signature Extra (PPO)	1,055	$0.00/mo	—	View Plan
18	Aetna Medicare Signature (PPO)	1,055	$0.00/mo	—	View Plan
19	Aetna Medicare Signature (PPO)	1,055	$0.00/mo	—	View Plan
20	Aetna Medicare Signature Giveback (PPO)	1,055	$0.00/mo	—	View Plan

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