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Editorial Picks · 2026

Our Top Recommendations in Montana

Lowest Premium Blue Cross Medicare Advantage Classic (PPO) $0.00/mo
Most Drugs Covered PacificSource Medicare MyCare Choice Rx 29 (HMO-POS) 1,037 drugs

Rankings based on 2026 CMS.gov data. How we rank plans →

Best Medicare Part D Plans 2026 in Montana

Rankings updated on April 2026 — based on official CMS data

Independent rankings based on 2026 CMS data. Showing plans available in Montana. Compare plans by premium, star rating, and drug coverage.

Lowest Premium Plans

Ranked by monthly premium, lowest first. A low premium doesn't guarantee the lowest total cost — also compare deductible and drug-specific copays.

# Plan Name Monthly Premium Annual Deductible Star Rating Features
1 Blue Cross Medicare Advantage Classic (PPO) $0.00/mo $450.00 — View Plan
2 Blue Cross Medicare Advantage Choice Plus (PPO) $0.00/mo $615.00 — View Plan
3 Blue Cross Medicare Advantage Dental Premier (PPO) $0.00/mo $615.00 — View Plan
4 Blue Cross Medicare Advantage Health Choice (PPO) $0.00/mo $615.00 — View Plan
5 UHC Dual Complete MT-S001 (PPO D-SNP) $0.00/mo $615.00 — View Plan
6 PacificSource Medicare MyCare Choice Rx 29 (HMO-POS) $0.00/mo $299.00 — View Plan
7 HumanaChoice H5216-457 (PPO) $0.00/mo $400.00 — View Plan
8 HumanaChoice H5216-457 (PPO) $0.00/mo $400.00 — View Plan
9 Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) $0.00/mo $615.00 — View Plan
10 Humana Total Complete H6622-097 (HMO) $0.00/mo $615.00 — View Plan
11 Humana Essentials Plus Giveback H7617-024 (PPO) $0.00/mo $615.00 — View Plan
12 Humana Value Choice H7617-030 (PPO) $0.00/mo $400.00 — View Plan
13 HumanaChoice SNP-DE H7617-036 (PPO D-SNP) $0.00/mo $615.00 — View Plan
14 HumanaChoice SNP-DE H7617-037 (PPO D-SNP) $0.00/mo $615.00 — View Plan
15 AARP Medicare Advantage from UHC MT-0002 (PPO) $0.00/mo $600.00 — View Plan
16 Humana Gold Choice H8145-006 (PFFS) $10.80/mo $615.00 — View Plan
17 HumanaChoice H5216-089 (PPO) $14.00/mo $350.00 — View Plan
18 Humana Gold Plus H6622-007 (HMO) $18.00/mo $615.00 — View Plan
19 Humana Full Access H7617-026 (PPO) $29.00/mo $615.00 — View Plan
20 Blue Cross Medicare Advantage Optimum (PPO) $40.60/mo $300.00 — View Plan

Most Drugs Covered

Plans with the largest formularies. A bigger formulary increases the chance your specific medications are covered.

# Plan Name Drugs Covered Monthly Premium Star Rating
1 PacificSource Medicare MyCare Choice Rx 29 (HMO-POS) 1,037 $0.00/mo — View Plan
2 UHC Dual Complete MT-S001 (PPO D-SNP) 1,021 $0.00/mo — View Plan
3 UHC MedicareDirect PF-0001 (PFFS) 1,021 $69.80/mo — View Plan
4 AARP Medicare Advantage from UHC MT-0001 (PPO) 1,021 $49.00/mo — View Plan
5 AARP Medicare Advantage from UHC MT-0002 (PPO) 1,021 $0.00/mo — View Plan
6 AARP Medicare Advantage Access from UHC MT-3 (PPO) 1,021 $73.90/mo — View Plan
7 Blue Cross Medicare Advantage Classic (PPO) 1,003 $0.00/mo — View Plan
8 Blue Cross Medicare Advantage Optimum (PPO) 1,003 $40.60/mo — View Plan
9 HumanaChoice H5216-048 (PPO) 976 $69.30/mo — View Plan
10 HumanaChoice H5216-089 (PPO) 976 $14.00/mo — View Plan
11 HumanaChoice H5216-457 (PPO) 976 $0.00/mo — View Plan
12 HumanaChoice H5216-457 (PPO) 976 $0.00/mo — View Plan
13 HumanaChoice H5525-054 (PPO) 976 $64.00/mo — View Plan
14 Humana Gold Plus H6622-007 (HMO) 976 $18.00/mo — View Plan
15 Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) 976 $0.00/mo — View Plan
16 Humana Total Complete H6622-097 (HMO) 976 $0.00/mo — View Plan
17 Humana Essentials Plus Giveback H7617-024 (PPO) 976 $0.00/mo — View Plan
18 Humana Full Access H7617-026 (PPO) 976 $29.00/mo — View Plan
19 Humana Value Choice H7617-030 (PPO) 976 $0.00/mo — View Plan
20 HumanaChoice SNP-DE H7617-036 (PPO D-SNP) 976 $0.00/mo — View Plan

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