Editorial Picks · 2026

Our Top Recommendations in Iowa

Lowest Premium Humana Gold Plus H0028-053 (HMO) $0.00/mo

Most Drugs Covered Aetna Medicare Signature (PPO) 1,055 drugs

Rankings based on 2026 CMS.gov data. How we rank plans →

Best Medicare Part D Plans 2026 in Iowa

Rankings updated on April 2026 — based on official CMS data

Independent rankings based on 2026 CMS data. Showing plans available in Iowa. Compare plans by premium, star rating, and drug coverage.

Lowest Premium Plans

Ranked by monthly premium, lowest first. A low premium doesn't guarantee the lowest total cost — also compare deductible and drug-specific copays.

#	Plan Name	Monthly Premium	Annual Deductible	Star Rating
1	Humana Gold Plus H0028-053 (HMO)	$0.00/mo	$615.00	—	View Plan
2	UHC Dual Complete IA-S001 (HMO-POS D-SNP)	$0.00/mo	$615.00	—	View Plan
3	Wellpoint Full Dual Advantage (HMO-POS D-SNP)	$0.00/mo	$615.00	—	View Plan
4	Wellpoint Full Dual Advantage 2 (HMO-POS D-SNP)	$0.00/mo	$615.00	—	View Plan
5	Aetna Medicare Signature (PPO)	$0.00/mo	$615.00	—	View Plan
6	Aetna Medicare Elite (PPO)	$0.00/mo	$615.00	—	View Plan
7	Aetna Medicare Signature (HMO-POS)	$0.00/mo	$615.00	—	View Plan
8	Aetna Medicare Signature Extra (HMO-POS)	$0.00/mo	$615.00	—	View Plan
9	Great Plain Medicare Advantage Gold (HMO I-SNP)	$0.00/mo	$0.00	—	View Plan
10	Molina Medicare Complete Care (HMO D-SNP)	$0.00/mo	$615.00	—	View Plan
11	Molina Medicare Complete Care (HMO D-SNP)	$0.00/mo	$615.00	—	View Plan
12	MercyOne Health Plan Choice (PPO)	$0.00/mo	$200.00	—	View Plan
13	Wellcare Dual Liberty Sync (HMO-POS D-SNP)	$0.00/mo	$615.00	—	View Plan
14	Wellcare Dual Access (HMO-POS D-SNP)	$0.00/mo	$615.00	—	View Plan
15	Wellcare Simple (HMO-POS)	$0.00/mo	$615.00	—	View Plan
16	AARP Medicare Advantage Essentials from UHC NE-3 (HMO-POS)	$0.00/mo	$520.00	—	View Plan
17	AARP Medicare Advantage Extras from UHC NE-5 (HMO-POS)	$0.00/mo	$600.00	—	View Plan
18	MercyOne Health Plan No Premium (HMO)	$0.00/mo	$150.00	—	View Plan
19	MercyOne Health Plan Cash Back (HMO)	$0.00/mo	$250.00	—	View Plan
20	HumanaChoice SNP-DE H5216-268 (PPO D-SNP)	$0.00/mo	$615.00	—	View Plan

Most Drugs Covered

Plans with the largest formularies. A bigger formulary increases the chance your specific medications are covered.

#	Plan Name	Drugs Covered	Monthly Premium	Star Rating
1	Aetna Medicare Signature (PPO)	1,055	$0.00/mo	—	View Plan
2	Aetna Medicare Elite (PPO)	1,055	$0.00/mo	—	View Plan
3	Aetna Medicare Enhanced Extra (PPO)	1,055	$57.00/mo	—	View Plan
4	Aetna Medicare Signature (HMO-POS)	1,055	$0.00/mo	—	View Plan
5	Aetna Medicare Value Care (HMO-POS)	1,055	$41.00/mo	—	View Plan
6	Aetna Medicare Signature Extra (HMO-POS)	1,055	$0.00/mo	—	View Plan
7	Aetna Medicare Dual Care (HMO D-SNP)	1,055	$0.00/mo	—	View Plan
8	Wellpoint Full Dual Advantage (HMO-POS D-SNP)	1,022	$0.00/mo	—	View Plan
9	Wellpoint Full Dual Advantage 2 (HMO-POS D-SNP)	1,022	$0.00/mo	—	View Plan
10	UHC Dual Complete IA-S001 (HMO-POS D-SNP)	1,021	$0.00/mo	—	View Plan
11	AARP Medicare Advantage from UHC NE-0002 (PPO)	1,021	$30.00/mo	—	View Plan
12	AARP Medicare Advantage Essentials from UHC NE-3 (HMO-POS)	1,021	$0.00/mo	—	View Plan
13	AARP Medicare Advantage Extras from UHC NE-5 (HMO-POS)	1,021	$0.00/mo	—	View Plan
14	AARP Medicare Advantage from UHC IA-0002 (HMO-POS)	1,021	$55.00/mo	—	View Plan
15	AARP Medicare Advantage from UHC IA-0002 (HMO-POS)	1,021	$49.00/mo	—	View Plan
16	UHC Complete Care IA-5 (HMO-POS C-SNP)	1,021	$27.00/mo	—	View Plan
17	AARP Medicare Advantage from UHC IA-1 (HMO-POS)	1,021	$0.00/mo	—	View Plan
18	AARP Medicare Advantage from UHC IA-0003 (PPO)	1,021	$38.00/mo	—	View Plan
19	AARP Medicare Advantage from UHC IA-0003 (PPO)	1,021	$37.00/mo	—	View Plan
20	Great Plains Medicare Advantage (HMO I-SNP)	1,003	$12.00/mo	—	View Plan

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